The article deals with the legal basis of such types of insurance as insurance of vehicles and compulsory insurance of civil liability of vehicle owners in the people's Republic of China. The author specifies various factors influencing development of these types of insurance in the country. The article describes the system of legal regulation of insurance of vehicles and compulsory insurance of civil liability of car owners, which, first of all, includes the General Law on insurance and the rules of the special Provision on compulsory insurance of liability in road accidents. The author studies the provisions of the General law applicable to contracts of insurance of vehicles and civil liability of their owners.
本文论述中国车辆保险、车主民事责任强制保险等险种的法律框架。笔者详细阐述影响中国此类保险发展的各种因素。本文介绍机动车保险和车主民事责任强制保险的法律规制体系,首先包括《保险法》和《机动车交通事故责任强制保险条例》。笔者对普通法中适用于车辆保险合同及其车主民事责任的规定进行研究。